Wealth Management for Professionals

Wealth management is not just about accumulating assets; it’s about strategically allocating those assets to work for you.”

Managing Director Fernanda Rosset

The right guidance at the right time

We work with high-earning individuals across the legal, finance and consulting sectors as well as senior leaders at some of the world’s most successful businesses.

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Establishing a plan

Whether you are a self-employed partner or a corporate leader, we are experienced in creating plans to maximise your earnings whilst understanding the potential nuances and complexities of your sector or profession.

Remuneration can come in many forms and include deferred compensation, stock options and carried interest. A strong financial plan is valuable for anyone but when navigating these complexities, a plan to maximise tax allowances, understand your cashflow and build your nest egg is a necessity.

A plan might include funding school fees, receiving an inheritance or passing down wealth to your children when the time is right. 

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Long-term investing

Accumulating a nest egg investment pot is critical when it comes to protecting your hard-earned wealth for your retirement, and also for generations to come. To do this, you will want to achieve inflation-beating returns over the long term. We believe the best way of achieving this is through our ‘bottom-up’ investment approach.

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More than just investments

While investing is our core focus, our clients benefit from our broader approach to wealth management. We’re able to utilise in-house banking and lending capabilities to meet your short-term cash needs, particularly if you have unique financial circumstances. 

A history of supporting professionals

We work with a wide variety of professionals including lawyers, barristers, accountants, consultants, private equity professionals and corporate leaders. To find out how we have supported these individuals, please see our case studies below.

Lawyers

We assist partners of leading law firms to manage their wealth.

Barristers

We support junior barristers, KCs and judges with their financial affairs.

Accountants

We provide tailored wealth management solutions for partners of the ‘big four’ and other leading accounting firms.

Consultants

We help partners of consultancies achieve their wealth goals.

Private equity professionals

We assist general partners and fund managers within private equity and venture capital diversify their investments.

Corporate professionals

We help directors and executives of FTSE 100, FTSE 250 and large privately-owned companies achieve their strategic ambitions.

Ready to begin your journey with us?

Please get in touch

Our Client Advisers are a great sounding board for all your financial questions. Below we answer some of the most common questions they have been asked.

Why is financial planning so complex for barristers?

Pension planning for barristers can be complex for several reasons. This can include variable income, self-employment status, professional expenses, uncertainty of retirement age, and legal and tax considerations. While leveraging tax relief on pension contributions can be financially prudent, it entails locking capital away until later in life. It's crucial to carefully assess the pros and cons involved.

What are Lombard loans?

Lombard loans can be arranged quickly with the funds used to finance investments, business plans or large purchases. They allow you to remain invested in the market rather than having to sell some of your portfolio and disrupting your strategy. Lombard loans from Rothschild & Co allow you to borrow money in cases where high street banks have found it difficult to lend. Find out more here

How much of my overall wealth do I want linked to my employer?

Many people don’t realise how financially dependent they are on their employer. Often, their employer is responsible for pension contributions, life insurance, income protection, as well as any private equity or discount equity opportunities. We can explore options to diversify investments and de-risk, whilst assessing the advantages.

Should I use a family investment company?

Family investment companies (FICs) can be seen as a useful way to achieve to pass on wealth to family members while retaining some control. They are a tax-efficient wrapper for investments and can form part of an inheritance tax (IHT) planning strategy. But there are some drawbacks users must also be aware of. Find out more here

How do I reduce the impact of capital gains tax?

Capital gains tax (CGT) is charged on many assets when you sell – it can reduce your overall return. Plan the timing of your sale and use tax reliefs to enhance your returns. The CGT tax allowance is £6,000 in the 2023-24 tax year and will fall to £3,000 in 2024-25. Always consult a tax adviser before making major financial decisions. Find out more here

 

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