We can sometimes be asked to speak to the next generation who feel quite alienated by the wealth their parents have, and it’s a real privilege to give them the confidence to become responsible custodians of that wealth."
After a lifetime of forging a path of your own, your wealth needs protection from eroding forces. For more than 200 years, we’ve been guiding some of the world’s most successful individuals and families with a clear focus on their future.
We have a long history of managing family wealth. No two families are alike and we know each has complex and unique needs. We aim to keep you wealthy, and our extensive network of leading legal and accounting specialists means we can pair you with the best experts to meet your individual wealth management needs.
As a wealth manager, we focus on the fundamentals, rather than prevailing investor sentiment. We are determined to be good custodians of your capital, delivering expected returns for decades to come. As a family working hard to preserve your wealth, you’ll want to focus on understanding your goals and putting an effective financial plan in place.
You might find it helpful to use our wealth management framework to divide your wealth into different 'pots', each with a range of objectives driven by accessibility, target returns and risk tolerance.
Investing for your family
We’re here to help you plan your family’s finances, please read the articles below to learn more.
No parent wants to pass on wealth to their children and watch them fritter it away. Here’s how to give your family the best chance in life while ensuring your wealth is protected for generations to come.
After spending a lifetime building your wealth, inheritance tax can cause a significant amount to be taken by the taxman. In this article we examine how IHT works and what steps families can take to reduce its impact.
Looking to pass on wealth to your children while retaining some control? Family Investment Companies (FICs) can be a useful way to achieve these goals. In this article we consider the pros and cons of using FICs, and the tax benefits of doing so.
Building and maintaining family wealth is no easy task. A strong financial strategy is needed to ensure wealth can be preserved and future generations are able to prosper.
Consistency and long-term thinking are the keys to maintaining generational wealth, and Rothschild & Co has been guiding families for more than 200 years.
The best way to build wealth is to invest in a mix of trusted assets which will deliver long-term inflation beating returns that can protect against erosion of wealth. Families should try and look past any short-term noise in the market and focus on long-lasting wealth creation across generations.
Inheritance tax is a levy imposed on the estate – including property, money, and possessions – of a deceased person.
The inheritance tax threshold is £325,000, also known as the “nil-rate band”, and wealth above this level is typically subject to inheritance tax at a rate of 40%. The allowance for a spouse or civil partner can be as much as £650,000, if none of their first partner’s £325,000 allowance was used when they died.
In addition to this, you are able to pass on property worth up to £175,000 to a family member or spouse, free of tax. This is known as the “residence nil-rate band”.
Individuals can normally gift up to £3,000 per tax year without incurring any inheritance tax. This is known as the “annual exemption”. There are further exemptions for other gifts, such as wedding or civil partnership gifts from parents. However, inheritance tax rules can be complex, so consulting with a tax professional is advisable.
Quarterly Letter
Through deep research and direct engagement with businesses, we seek high-quality companies with strong competitive advantages, disciplined capital allocation and the ability to compound wealth over time.
Insights
Significant wealth brings complex financial and personal decisions. Rothschild & Co helps coordinate trusted advisers, ensuring aligned, objective guidance, long-term planning and access to specialist expertise through a personalised advisory board.
Strategy Blog
Global equities rose despite geopolitical tensions, as markets looked through near-term risks. AI infrastructure spending drove returns and earnings growth, valuations sent mixed signals, and corporate activity remained subdued but showed signs of recovery.