Insights

Our Electrification Sphere brings clarity to the energy transition by convening industry leaders to address the challenges of powering AI and digital infrastructure sustainably. Through expert dialogue, the report explores how innovative grid solutions, renewable integration, and strategic investment can shape a resilient, decarbonised future for data-driven industries.

Despite fears, pensions aren't doomed. The real issue is economic output, not savings. Growth depends on labour, innovation, and productivity—not demographics alone. Misframed debates risk worsening outcomes unnecessarily.

In this Market Perspective, resilient markets continue to mask global uncertainty. AI optimism fuels tech stock momentum, but valuations remain stretched. With inflation sticky and tariffs rising, strategic caution persists in a shifting investment landscape.

Bitcoin dominates crypto’s $3.4tn market but lacks utility, stability, and intrinsic value. Stablecoins may offer a more viable, less volatile path for decentralized digital payments and broader financial inclusion.

No parent wants to pass on wealth to their children and watch them fritter it away. Here’s how to give your family the best chance in life while ensuring your wealth is protected for generations to come.

Long-term interest rates are rising due to inflation expectations, debt concerns, and technical market factors, despite falling short-term rates and easing trade tensions.

Achieving a successful business exit is a significant milestone, and navigating this complex process requires careful planning and expert advice. We are proud to support Boardwave in its mission of accelerating success by offering insights and guidance on optimising exits for entrepreneurs.

Our view of the long term is indelibly shaped by our 200-year history as a business. In this Quarterly Letter, we re-emphasise what 'long term' means to us, and how it shapes our approach to wealth management and investing.

The UK's Spring Statement has minimal economic and financial impact. Global investment portfolios should remain unaffected. Only from 2028/9 does policy become more restrictive than it was, with welfare cuts and fiscal tightening.

Germany faces political uncertainty as coalition negotiations unfold, but its European commitments remain intact. Meanwhile, market impact from President Trump’s Ukraine rhetoric appears limited, with European defence spending set to rise as expected.

In this Market Perspective we examine President Trump’s economic policies, geopolitical risks, and market dynamics. As well as the potential impacts on global markets, trade relationships, and investment strategies.

Professionals have a lot of questions about their finances and often do not have the time to manage them alone. In this article we wanted to discuss some of the questions we are asked most frequently and offer some guidance on the key factors you should consider.