We want to give our clients the Rothschild & Co experience. They can pick up the phone at any point for any type of financial need and we will find a way to help them."
While investing is our core focus, our clients benefit from our broader approach to wealth management. We’re able to utilise in-house banking and lending capabilities to meet your short-term cash needs and deliver outstanding outcomes under unique circumstances.
We focus on finding solutions for our clients rather than selling them products with complex criteria. So, whether it's a large mortgage or the ability to borrow against your portfolio at short notice, we’ll tailor our wealth management services to you.
Wherever you are in the world, our offshore team is here to make managing your money simple and secure. We’ll provide you with the flexibility and control you need, backed by our experience in navigating different jurisdictions and international markets.
Our banking & lending services
We can arrange and provide loans against investment portfolios. While our terms are competitive, the real benefit is flexibility and being able to act swiftly.
We specialise in high-value mortgages ranging from £5 million to £100 million in the UK and Channel Islands.
We offer clients a range of banking services from current accounts to fixed deposit accounts and more.
Real Estate Debt Management (REDM) arranges loan facilities secured by UK commercial real estate, mainly in the industrial, logistics, office, healthcare, retail and leisure sectors.
Finding a solution
We’re more than just a wealth manager. We offer banking and lending services which are tailored to our clients, please read the articles below to learn more.
Lombard loans, also known as portfolio loans, allow you to borrow money against your assets such as stocks and bonds without selling your investment portfolio. This guide explains how you can use such loans to maximise your wealth.
Taking out a mortgage on the high street may be difficult if you have complex income, here’s how our specialist lenders can help you.
Private banking is the provision of bespoke banking and financial services, usually to affluent individuals. Private banks typically offer a range of transactional and deposit accounts across multiple major currencies, as well as services which include foreign exchange, debit and charge cards, and mobile and online banking.
Private bank relationships are managed through a highly personalised, single point of contact.
While specific requirements can vary among institutions, private banking services are generally targeted towards high net worth (HNW) individuals or those with substantial investable assets.
Rothschild & Co private banking is based in Guernsey and requires a minimum ongoing balance of £250,000 (or currency equivalent). Minimum ongoing balance requirements for certain relationships may be decreased in consideration of a Wealth Management relationship or increased based on relationship complexity, at the discretion of the bank.
Lending and borrowing are two sides of a financial transaction. Lending involves providing money or resources to someone else, typically with the expectation of receiving repayment with interest over time. Lenders can be individuals, banks or financial institutions.
Borrowing is obtaining funds or resources from a lender with the commitment to repay the borrowed amount, usually with interest. Borrowers can be individuals, businesses or governments. The money borrowed can be used to fund personal expenses, investments or business expansion.
Insights
Investing is not just about choosing companies that we expect to achieve success in the short term. It’s important to find businesses which can adapt to a changing world and are part of shaping the future. In this article we explore the risks and opportunities they face.
Insights
Trusts can be an effective way to provide for your family while retaining control, but you must balance the advantages against the administrative and financial costs. In this article we examine the pros and cons of setting up a trust, and potential pitfalls to avoid.
Strategy Blog
The events of the last couple of years have dramatically increased the geopolitical temperature, shifting the political discourse in favour of security. In this blog we examine the evolving nature of defence and military equipment, and what it could mean for investors.
