Creating a multigenerational plan
Whether you're a first generation entrepreneur, or a family working hard to preserve your generational wealth, understanding your goals and having an effective financial plan in place is vital.
Many of our clients find it helpful to use our wealth framework to begin considering their financial needs. Our framework allows you to segregate your wealth into different 'pots', each with a range of objectives driven by the accessibility, target returns and risk tolerance you need to plan ahead and preserve and grow your wealth for the future.
However, we understand that no two clients are the same; our clients' needs are often complex and unique. We're here to keep you wealthy, and our extensive network of world-leading lawyers and accountants means we can pair you with the best experts to meet all your individual needs.
Wealth framework
Understanding your long-term goals
After finding clarity in this wealth framework, it's vital to think about your future – both your short-term spending requirements and your long-term aspirations and legacy.
It's important to take the time to consider how you wish to enjoy your wealth and what is important to you, by asking the right questions:
- How much do you need to spend each year?
- Are you looking to buy a holiday home or a piece of art?
- Do you want to pay for the education of your grandchildren?
- Are there any philanthropic causes you are passionate about?
- Do you want to invest in a new business venture of your own, or deploy some capital as an angel investor?
- What do you wish to leave behind for future generations?
Prioritising wealth preservation
Our first priority is always to protect your wealth, not make you a second fortune. For anyone interested in long-term security, establishing a ‘nest-egg’ is one of the most effective ways to preserve and grow wealth in line with inflation. Experience has shown us that looking years and decades ahead is the most effective way to help you stay wealthy.
Our network
Our clients often have complex needs, and while we can't solve all of them directly, we act as a sounding board across our clients' financial affairs. At Rothschild & Co, our clients benefit from our experience of complex problem solving and our extensive network of experts and contacts.
How can we help your family achieve their long-term goals?
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Monthly Market Summary: September 2023
Publications
Global equities declined further in September, by 4.1% (USD terms), and global government bonds also fell by 1.6% (USD, hedged terms).
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Rothschild & Co named Corporate Financier of the Year at the Unquote British Private Equity Awards
Récompenses
Global Advisory has been named Corporate Financier of the Year at this year's Unquote British Private Equity Awards
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Rothschild & Co receives three major awards from The Banker magazine
Récompenses
Our Global Advisory Business is named 2023’s Independent Investment Bank of the Year, and Investment Bank of the Year for M&A and for Restructuring.
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Making better investment decisions
Quarterly Letter
Humans are irrational beings, yet economic theory often assumes we are perfect decision makers. In this Quarterly Letter we examine some of the common mistakes people make, and explain how acknowledging these flaws can strengthen, rather than weaken, our investment decisions.
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Using Lombard lending to maximise your wealth
Insights
Lombard loans, also known as portfolio loans, allow you to borrow money against your assets such as stocks and bonds without selling your investment portfolio. This guide explains how you can use such loans to maximise your wealth.
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Mosaique Insights: Issue 12
Market Commentary
In this edition we take a closer look at the macroeconomic events that have significantly shaped the global financial landscape in recent months, resulting in significant changes in our asset allocation. Within this context, we explore the role of dividend stocks as a potential strategy for effectively navigating the challenges posed by inflation and recessionary conditions.