Creating a multigenerational plan
Whether you're a first generation entrepreneur, or a family working hard to preserve your generational wealth, understanding your goals and having an effective financial plan in place is vital.
Many of our clients find it helpful to use our wealth framework to begin considering their financial needs. Our framework allows you to segregate your wealth into different 'pots', each with a range of objectives driven by the accessibility, target returns and risk tolerance you need to plan ahead and preserve and grow your wealth for the future.
However, we understand that no two clients are the same; our clients' needs are often complex and unique. We're here to keep you wealthy, and our extensive network of world-leading lawyers and accountants means we can pair you with the best experts to meet all your individual needs.
Wealth framework
Understanding your long-term goals
After finding clarity in this wealth framework, it's vital to think about your future – both your short-term spending requirements and your long-term aspirations and legacy.
It's important to take the time to consider how you wish to enjoy your wealth and what is important to you, by asking the right questions:
- How much do you need to spend each year?
- Are you looking to buy a holiday home or a piece of art?
- Do you want to pay for the education of your grandchildren?
- Are there any philanthropic causes you are passionate about?
- Do you want to invest in a new business venture of your own, or deploy some capital as an angel investor?
- What do you wish to leave behind for future generations?
Prioritising wealth preservation
Our first priority is always to protect your wealth, not make you a second fortune. For anyone interested in long-term security, establishing a ‘nest-egg’ is one of the most effective ways to preserve and grow wealth in line with inflation. Experience has shown us that looking years and decades ahead is the most effective way to help you stay wealthy.
Our network
Our clients often have complex needs, and while we can't solve all of them directly, we act as a sounding board across our clients' financial affairs. At Rothschild & Co, our clients benefit from our experience of complex problem solving and our extensive network of experts and contacts.
How can we help your family achieve their long-term goals?
Read more articles
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Proxy Season 2022 - An overview
Publications
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Market Perspective - The butterfly's wings
Market Commentary
Is the collapse of Silicon Valley Bank (SVB) —and other recent banking system events—the butterfly that will cause a financial tornado? This edition of Market Perspective provides an update on the banking system and how inflation is continuing to moderate, albeit patchily.
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Perspectives Podcast: The Butterfly's Wings
Market Perspective
Few would have predicted recent tumultuous events in the banking sector. In the latest episode of Perspectives from Wealth Management Switzerland, Laura Künlen and Global Investment Strategists Kevin Gardiner and Victor Balfour provide an update on the banking sector and discuss what this means for investors.
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Strategy blog: The return of bank risk?
Publications
As focus shifts from the collapse of Silicon Valley Bank last week to the solvency Credit Suisse, central bank interventions have soothed fears of the contagion spreading. In this strategy blog our team analyses why our overall risk appetite remains unchanged.
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Strategy blog: Banking stress containable
Publications
Idiosyncratic headwinds compounded by losses on its treasury and mortgage-backed security portfolio lead to the collapse of Silicon Valley Bank. Are there signs of contagion? In this Strategy blog, we analyse the situation around the collapse and consider further risks.
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Asset Management Europe: Monthly Macro Insights - March 2023
Market Commentary
Despite cautious central bank communication about the policy outlook, particularly in view of the persistent strength of labour markets, investors were expecting rate cuts in the second half of 2023 amid a fall in global inflation. Yet, recent macroeconomic data has poured cold water on their quick disinflation sanguine view.